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The Equity$aver Mortgage™
Available Exclusively to Total Choice Realty Clients
Total Choice Realty and Academy Residential Mortgage have partnered together to provide you with a unique opportunity to save additional equity on the sale of your existing home and/or the purchase of your new home in Georgia.
Introducing Flat Fee Mortgage Program
The Equity$aver Mortgage provides eligible borrowers with a Flat Mortgage Fee of $1495 (plus 0.5% to cover the Georgia State Intangible Tax and Lenders’ Title Insurance).
See the table below for an example of the difference in closing costs between traditional mortgage financing and the Equity$aver program. 
Who is Eligible?
There are two opportunities for the Equity$aver Mortgage to be used by Total Choice Realty's listing clients.
The most obvious one is for the homeowner to use the program to purchase their new home. By using the Equity$aver Mortgage, homeowners will avoid the high costs associated with most mortgage transactions while still getting a competitive interest rate. Moving into your new home with more money in your pocket is what the program is all about.
The other party eligible for the program is the buyer of the Total Choice Realty listing. As a Total Choice Realty client, you may wonder why it would matter which lender your buyer chooses. In Georgia, it is customary for the buyer to make an offer that includes the seller paying some or all of the buyer’s closing costs. Obviously, if the buyer of your listing has high closing costs and wants you to pay them, it can lead to the reduction in the equity you take away from the sale.
It would be smart for the seller to counter a buyer’s offer that includes covering their closing costs with a willingness to pay the costs up to the equivalent cost for an Equity$aver Mortgage. This minimizes your loss of equity and will likely give the buyer a better deal on their mortgage. $4565 $2495
Program Limitations & Exclusions
The Equity$aver flat fee does not cover the cost of optional items including but not limited to: a survey, owners title insurance, a home inspection, a home warranty, realtor fees or commissions and Homeowners Association dues and initiation fees.
Academy Residential Mortgage also reserves the right to select the attorney for the closing and will require the MLS listing number for the Total Choice Realty to determine borrower eligibility for the program.
Learn More
Receive your free no obligation quote today!
Academy Residential Mortgage, Inc.
678-4NU-LOAN (678-468-5626)
equitysaver@academyresidential.com
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